Are you aware that you can still get huge discount on dental care services even if you do not have any dental insurance? There are a number of dental card services that allow you to get discounts up to 70% on various dental procedures. Many people who are not aware of the existence of these discount plans often end up paying the full fees quoted by the dentist and in some cases, when they cannot afford to pay; they completely ignore their dental issues that leads to big problems in the future.
A number of studies have shown that ignoring dental issues is not just bad for your health but also for your pocket. The research studies have concluded that one can save a ton of money in the long run by going for preventive dentistry that includes regular dental visits for cleaning and other dental procedures.
It is important to understand that these discount plans are not dental insurance. These plans cover all of the dental services such as cleanings, root canal, dentures, crowns,, dental surgery, x-rays, exams and various other procedures. There are no health restrictions and no annual limits in these discount plans.
Also, there are absolutely no dental exclusions which means that everybody is eligible for a discount when they subscribe to these discount plans. Some of the studies have concluded that more than 65% of buyers pay much more for dental coverage when they do not subscribe to a dental discount plan.
However, it is sometimes difficult for the people to choose the right discount dental plan for their dental needs due to huge availability of such plans. Here are few tips to help you choose the right plan for you needs.
First of all, you need to find out the number of dentists included in the dental plan in your location. Even though most of the dental plans include a huge number of dentists in any area, there may be cases where some of the dentists have not yet chosen to be part of a network. It is recommended to go with a dental plan that offers a wide selection of dentists who are taking new patients.
Another thing you need to look at is the discount covered by the plan for specialist work. For instance, find out the discounts for root canals, dentures, braces and other such dental procedures. Ideally, there should be a minimum of 20% discount offered by the dental plan for various dental specialists.
In most of the cases, you should be able to use your discount card within just a week or two of joining the plan but there may be some networks that have a longer waiting period.
Overall, there are a number of advantages offered by these discount cards and these discount plans are often cheaper as compared to dental insurance in the long run.